/* ==========================================================================
   Fire Mitigation Rxperts — Design System
   Brand: Colorado's Prescription for Wildfire Defense
   ========================================================================== */

:root {
  --ink: #14110f;
  --ink-2: #2a2421;
  --paper: #ffffff;
  --sand: #faf6f1;
  --sand-2: #f3ece3;
  --line: #e6ddd2;
  --ember: #e2522b;
  --ember-dark: #b83817;
  --ember-glow: #ff7a45;
  --pine: #1f4d3a;
  --pine-light: #2f6b4f;
  --gold: #e7a13a;
  --muted: #6b625a;
  --green-trust: #1f7a4d;
  --radius: 14px;
  --radius-sm: 8px;
  --shadow: 0 10px 40px rgba(20, 17, 15, 0.10);
  --shadow-sm: 0 4px 18px rgba(20, 17, 15, 0.08);
  --maxw: 1180px;
  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --serif: "Plus Jakarta Sans", "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--ember-dark); text-decoration: none; }
a:hover { text-decoration: underline; }

h1, h2, h3, h4 { font-family: var(--serif); line-height: 1.14; letter-spacing: -0.025em; font-weight: 700; color: var(--ink); }
h1 { font-size: clamp(2.1rem, 5vw, 3.5rem); font-weight: 800; margin-bottom: 1.1rem; }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.5rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); }
p { margin-bottom: 1rem; }
.lead { font-size: 1.2rem; color: var(--ink-2); }

.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.section { padding: 84px 0; }
.section--sand { background: var(--sand); }
.section--ink { background: var(--ink); color: var(--sand); }
.section--ink h2, .section--ink h3 { color: #fff; }
.eyebrow { text-transform: uppercase; letter-spacing: 0.16em; font-size: 0.8rem; font-weight: 700; color: var(--ember); margin-bottom: 14px; }
.center { text-align: center; }
.measure { max-width: 720px; }
.center.measure { margin-left: auto; margin-right: auto; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; gap: 9px;
  font-weight: 600; font-size: 1rem; padding: 15px 28px;
  border-radius: 999px; border: 2px solid transparent; cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
  text-decoration: none; line-height: 1;
}
.btn:hover { text-decoration: none; transform: translateY(-2px); }
.btn--primary { background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); color: #fff; box-shadow: 0 8px 24px rgba(184, 56, 23, .35); }
.btn--ghost { background: transparent; color: var(--ink); border-color: var(--line); }
.btn--ghost:hover { border-color: var(--ember); color: var(--ember-dark); }
.btn--light { background: #fff; color: var(--ember-dark); }
.btn--lg { padding: 18px 36px; font-size: 1.08rem; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.92); backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 16px; flex-wrap: nowrap; }
.brand { display: flex; align-items: center; gap: 11px; font-family: var(--serif); font-weight: 700; font-size: 1.18rem; color: var(--ink); white-space: nowrap; flex-shrink: 0; }
.brand > span { line-height: 1.1; }
.brand:hover { text-decoration: none; }
.brand .mark {
  width: 40px; height: 40px; border-radius: 10px; flex: none;
  background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark));
  display: grid; place-items: center; color: #fff; font-weight: 800;
  box-shadow: 0 4px 14px rgba(184,56,23,.4);
}
.brand .mark span { font-family: var(--font); font-size: 1.2rem; }
.brand small { display: block; font-family: var(--font); font-weight: 500; font-size: .68rem; letter-spacing: .12em; text-transform: uppercase; color: var(--ember); margin-top: 1px; }
.nav-links { display: flex; align-items: center; gap: 24px; list-style: none; }
.nav-links a { color: var(--ink-2); font-weight: 500; font-size: .96rem; white-space: nowrap; }
.nav-links a:hover { color: var(--ember-dark); text-decoration: none; }
.nav-cta { display: flex; align-items: center; gap: 14px; }
.nav-phone { font-weight: 700; color: var(--ink); font-size: 1rem; white-space: nowrap; }
.nav-phone:hover { color: var(--ember-dark); text-decoration: none; }
.menu-toggle { display: none; background: none; border: 0; font-size: 1.6rem; cursor: pointer; color: var(--ink); }

/* Hero */
.hero {
  position: relative; color: #fff; overflow: hidden;
  background:
    radial-gradient(1200px 500px at 75% -10%, rgba(255,122,69,.35), transparent 60%),
    linear-gradient(160deg, #1a1512 0%, #2c1a12 45%, #3a1d10 100%);
}
.hero::after {
  content: ""; position: absolute; inset: 0; opacity: .15;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='80' viewBox='0 0 60 80'%3E%3Cpath d='M30 4 L44 34 L36 34 L48 60 L38 60 L30 76 L22 60 L12 60 L24 34 L16 34 Z' fill='%23ffffff' fill-opacity='0.5'/%3E%3C/svg%3E");
  background-size: 90px; pointer-events: none;
}
.hero .wrap { position: relative; z-index: 2; }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 50px; align-items: center; padding: 60px 0 40px; }
.hero h1 { color: #fff; }
.hero h1 .accent { color: var(--ember-glow); }
.hero .lead { color: #f0e6dc; font-size: 1.25rem; max-width: 560px; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 10px; margin: 26px 0 30px; }
.badge { display: inline-flex; align-items: center; gap: 7px; background: rgba(255,255,255,.10); border: 1px solid rgba(255,255,255,.2); padding: 8px 14px; border-radius: 999px; font-size: .82rem; font-weight: 600; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero-trustrow { display: flex; flex-wrap: wrap; gap: 8px 22px; margin-top: 20px; padding-top: 16px; border-top: 1px solid rgba(255,255,255,.18); }
.hero-trustrow span { display: inline-flex; align-items: center; gap: 7px; color: rgba(255,255,255,.78); font-size: .8rem; font-weight: 500; }
.hero-trustrow strong { color: #fff; font-weight: 700; }
.hero-trustrow svg { width: 15px; height: 15px; flex: none; color: var(--gold); }
.hero-card {
  background: rgba(255,255,255,.97); color: var(--ink); border-radius: var(--radius);
  padding: 30px; box-shadow: var(--shadow);
}
.hero-card h3 { margin-bottom: 6px; }
.hero-card .sub { color: var(--muted); font-size: .92rem; margin-bottom: 18px; }
.field { margin-bottom: 13px; }
.field label { display: block; font-size: .82rem; font-weight: 600; margin-bottom: 5px; color: var(--ink-2); }
.field input, .field select, .field textarea {
  width: 100%; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: var(--radius-sm);
  font-family: inherit; font-size: .95rem; background: var(--sand);
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--ember); background: #fff; }
.form-note { font-size: .78rem; color: var(--muted); margin-top: 10px; text-align: center; }

/* Trust strip */
.trust-strip { background: var(--ink-2); color: #d9cfc4; padding: 18px 0; }
.trust-strip .wrap { display: flex; flex-wrap: wrap; gap: 14px 40px; justify-content: center; align-items: center; font-size: .9rem; font-weight: 500; }
.trust-strip strong { color: #fff; }

/* Grids & cards */
.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px; box-shadow: var(--shadow-sm); transition: transform .18s ease, box-shadow .18s ease;
  height: 100%;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.card .ico {
  width: 52px; height: 52px; border-radius: 12px; display: grid; place-items: center;
  background: linear-gradient(135deg, #fff0e9, #ffd9c8); margin-bottom: 18px; font-size: 1.5rem;
}
.card h3 { margin-bottom: 10px; }
.card p { color: var(--muted); font-size: .96rem; margin-bottom: 14px; }
.card a.more { font-weight: 600; font-size: .92rem; }
.card a.more::after { content: " →"; }

.svc-card { display: flex; flex-direction: column; }
.svc-card ul { list-style: none; margin: 0 0 16px; }
.svc-card ul li { padding-left: 22px; position: relative; font-size: .92rem; color: var(--ink-2); margin-bottom: 6px; }
.svc-card ul li::before { content: "✓"; position: absolute; left: 0; color: var(--green-trust); font-weight: 700; }

/* Feature rows */
.feature-row { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: center; }
.feature-row.reverse > div:first-child { order: 2; }
.feature-media { border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); min-height: 320px;
  background: linear-gradient(160deg, var(--pine), var(--pine-light)); display: grid; place-items: center; color: rgba(255,255,255,.9); position: relative; }
.feature-media.ember { background: linear-gradient(160deg, var(--ember-dark), var(--ember-glow)); }
.feature-media .ph { text-align: center; padding: 30px; font-size: .9rem; opacity: .85; }
.feature-media .big-ico { font-size: 4rem; margin-bottom: 8px; }

/* Stats */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
.stats.grid-3 { grid-template-columns: repeat(3, minmax(0, 320px)); justify-content: center; }
.stats.grid-2 { grid-template-columns: repeat(2, minmax(0, 320px)); justify-content: center; }
.stat .num { font-family: var(--serif); font-size: clamp(2rem, 4vw, 3rem); color: var(--ember-glow); font-weight: 600; }
.stat .lbl { font-size: .9rem; color: #cdbfb2; }

/* Process steps */
.steps { counter-reset: step; display: grid; gap: 22px; }
.step { display: grid; grid-template-columns: 56px 1fr; gap: 20px; align-items: start; }
.step .n { counter-increment: step; width: 52px; height: 52px; border-radius: 50%; background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); color: #fff; display: grid; place-items: center; font-family: var(--serif); font-weight: 700; font-size: 1.3rem; }
.step .n::before { content: counter(step); }
.step h3 { margin-bottom: 5px; }
.step p { color: var(--muted); margin: 0; }

/* Insurance / grant callout */
.money-card { background: linear-gradient(150deg, #0f3325, #1f4d3a); color: #eafaf2; border-radius: var(--radius); padding: 34px; box-shadow: var(--shadow); }
.money-card .tag { color: var(--gold); font-weight: 700; text-transform: uppercase; letter-spacing: .12em; font-size: .78rem; }
.money-card .amt { font-family: var(--serif); font-size: 2.6rem; color: #fff; line-height: 1; margin: 8px 0; }
.money-card p { color: #cfe9dd; font-size: .95rem; }

/* FAQ */
.faq details { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm); margin-bottom: 12px; padding: 4px 22px; }
.faq summary { cursor: pointer; font-weight: 600; font-size: 1.05rem; padding: 16px 0; list-style: none; display: flex; justify-content: space-between; gap: 16px; color: var(--ink); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--ember); font-size: 1.5rem; line-height: 1; }
.faq details[open] summary::after { content: "−"; }
.faq details[open] summary { border-bottom: 1px solid var(--line); }
.faq details p { color: var(--muted); padding: 14px 0 6px; margin: 0; }

/* Areas */
.area-tags { display: flex; flex-wrap: wrap; gap: 10px; }
.area-tags span, .area-tags a { background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: 9px 18px; font-size: .9rem; font-weight: 500; color: var(--ink-2); }
.area-tags a:hover { border-color: var(--ember); color: var(--ember-dark); text-decoration: none; }

/* CTA band */
.cta-band { background: linear-gradient(135deg, var(--ember-dark), #7a2410); color: #fff; border-radius: 20px; padding: 56px; text-align: center; box-shadow: var(--shadow); }
.cta-band h2 { color: #fff; }
.cta-band p { color: #ffe3d6; max-width: 600px; margin: 12px auto 26px; font-size: 1.1rem; }
.cta-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* Breadcrumb */
.crumb { font-size: .8rem; font-weight: 700; color: var(--ink-2); padding: 14px 0 0; letter-spacing: .01em; }
.crumb a { color: var(--ember); text-decoration: none; }
.crumb a:hover { color: var(--ember-dark); text-decoration: underline; }

/* Article body */
.article { max-width: 760px; margin: 0 auto; }
.article h2 { margin: 38px 0 14px; }
.article h3 { margin: 28px 0 10px; }
.article p, .article li { font-size: 1.07rem; color: var(--ink-2); }
.article ul, .article ol { margin: 0 0 18px 22px; }
.article li { margin-bottom: 8px; }
.article .callout { background: var(--sand); border-left: 4px solid var(--ember); padding: 20px 24px; border-radius: 0 var(--radius-sm) var(--radius-sm) 0; margin: 24px 0; }
.article .callout p:last-child { margin: 0; }
.toc { background: var(--sand); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 22px 26px; margin-bottom: 30px; }
.toc h4 { font-family: var(--font); text-transform: uppercase; letter-spacing: .1em; font-size: .78rem; color: var(--muted); margin-bottom: 10px; }
.toc ul { list-style: none; margin: 0; }
.toc li { margin-bottom: 7px; }

/* Table */
.table-wrap { overflow-x: auto; margin: 24px 0; }
table { border-collapse: collapse; width: 100%; font-size: .95rem; }
th, td { text-align: left; padding: 13px 16px; border-bottom: 1px solid var(--line); }
th { background: var(--sand-2); font-weight: 600; font-family: var(--font); }
tr:hover td { background: var(--sand); }

/* Footer */
.site-footer { background: var(--ink); color: #b8ada1; padding: 64px 0 30px; font-size: .92rem; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 36px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,.1); }
.site-footer h4 { color: #fff; font-family: var(--font); font-size: .9rem; text-transform: uppercase; letter-spacing: .1em; margin-bottom: 16px; }
.site-footer ul { list-style: none; }
.site-footer li { margin-bottom: 9px; }
.site-footer a { color: #b8ada1; }
.site-footer a:hover { color: var(--ember-glow); text-decoration: none; }
.site-footer .brand { color: #fff; margin-bottom: 14px; }
.footer-about p { color: #968b80; max-width: 320px; }
.footer-bottom { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; padding-top: 24px; color: #80766c; font-size: .82rem; }
.footer-bottom a { color: #80766c; }

/* Sticky mobile call bar */
.mobile-call { display: none; }

/* Responsive */

/* Inline desktop nav: the header lives in a max-1180px .wrap (≈1132px of content),
   so the inline nav only appears at ≥1180px, where its compact spacing always fits. */
@media (min-width: 1180px) {
  .nav-links { gap: 16px; }
  .nav-links a { font-size: .9rem; }
  .nav-phone { font-size: .92rem; }
  .nav-cta .btn { padding: 11px 18px; font-size: .92rem; }
  .brand { font-size: 1.08rem; }
}

/* Below 1180px: collapse the inline nav to a hamburger menu */
@media (max-width: 1179px) {
  .nav-links { display: none; position: absolute; top: 76px; left: 0; right: 0; background: #fff; flex-direction: column; padding: 18px 24px; gap: 4px; border-bottom: 1px solid var(--line); box-shadow: var(--shadow); }
  .nav-links.open { display: flex; }
  .nav-links li { width: 100%; padding: 8px 0; border-bottom: 1px solid var(--sand-2); }
  .nav-links a { font-size: 1rem; }
  .menu-toggle { display: block; }
  .nav-phone { display: none; }
}

@media (max-width: 940px) {
  .hero-grid, .feature-row, .feature-row.reverse > div:first-child { grid-template-columns: 1fr; order: 0; }
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 620px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 28px 20px; }
  .footer-about { grid-column: 1 / -1; }
  .section { padding: 56px 0; }
  .cta-band { padding: 36px 24px; }
  .money-card .amt { font-size: 2.1rem; }
  body { padding-bottom: 64px; }
  /* Header "Free Assessment" button is redundant with the sticky bottom bar — hide it so the brand fits */
  .nav-cta .btn { display: none; }
  .brand { font-size: 1.02rem; }
  .brand .brandmark { height: 38px; }
  .mobile-call { display: flex; position: fixed; bottom: 0; left: 0; right: 0; z-index: 200; }
  .mobile-call a { flex: 1; text-align: center; padding: 17px; font-weight: 700; color: #fff; background: var(--ember-dark); text-decoration: none; }
  .mobile-call a.alt { background: var(--pine); }
}

/* ============================================================
   Visual polish layer
   ============================================================ */

/* Service cards: animated top accent + richer icon tiles */
.card { position: relative; overflow: hidden; }
.card::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--ember-glow), var(--ember-dark));
  transform: scaleX(0); transform-origin: left; transition: transform .3s ease;
}
.card:hover::before { transform: scaleX(1); }
.card .ico {
  width: 58px; height: 58px; border-radius: 15px; font-size: 1.75rem;
  border: 1px solid #ffd9c8;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.7), 0 8px 16px rgba(184,56,23,.13);
}

/* Real photos fill their frame edge-to-edge */
.feature-media { padding: 0; min-height: 0; }
.feature-media .illo { width: 100%; height: 380px; object-fit: cover; display: block; }

/* Money cards: soft glow accent + hairline */
.money-card { position: relative; border: 1px solid rgba(231,161,58,.28); overflow: hidden; }
.money-card::after {
  content: ""; position: absolute; right: -34px; top: -34px; width: 130px; height: 130px;
  border-radius: 50%; background: radial-gradient(circle, rgba(231,161,58,.22), transparent 70%);
  pointer-events: none;
}
.money-card > * { position: relative; }

/* Area pills: subtle lift on hover */
.area-tags a { transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease, color .18s ease; }
.area-tags a:hover { transform: translateY(-2px); box-shadow: var(--shadow-sm); background: #fff; }

/* Stat numbers: gradient ink */
.stat .num {
  background: linear-gradient(135deg, var(--ember-glow), var(--gold));
  -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent;
}

/* Eyebrow gets a small leading tick for editorial polish */
.eyebrow { display: inline-flex; align-items: center; gap: 9px; }
.eyebrow::before {
  content: ""; width: 26px; height: 2px; border-radius: 2px;
  background: linear-gradient(90deg, var(--ember), transparent);
}
.center .eyebrow, .center.measure .eyebrow { justify-content: center; }

/* FAQ: smoother open animation + hover */
.faq summary:hover { color: var(--ember-dark); }
.faq details { transition: border-color .2s ease, box-shadow .2s ease; }
.faq details[open] { box-shadow: var(--shadow-sm); border-color: #f0d8c8; }

/* Hero card: lift it off the background */
.hero-card { border: 1px solid rgba(255,255,255,.6); }

/* Trust strip dividers */
.trust-strip .wrap > span:not(:last-child) { position: relative; }

/* Robust process steps: force heading + copy into the content column even when
   the markup omits a wrapping <div> (so <p> never collapses into the 56px icon track) */
.step { column-gap: 20px; row-gap: 2px; }
.step > :not(.n) { grid-column: 2; min-width: 0; }
.step > .n { grid-column: 1; }

/* Brand logo mark (shield + flame) */
.brand .brandmark { height: 48px; width: auto; display: block; flex: none; }
.site-footer .brand .brandmark { height: 44px; }

/* Custom line icons in service-card tiles (replacing emoji) */
.card .ico { background: linear-gradient(140deg, #fff4ee, #ffdccb); }
.card .ico .svi { width: 30px; height: 30px; display: block; }

/* Trust strip: refined icons + dividers */
.trust-strip { background: linear-gradient(90deg, #1c1814, var(--ink-2) 50%, #1c1814); padding: 20px 0; }
.trust-strip .wrap { gap: 12px 0; }
.trust-strip .wrap > span { display: inline-flex; align-items: center; gap: 10px; padding: 0 26px; }
.trust-strip .wrap > span + span { border-left: 1px solid rgba(255,255,255,.14); }
.trust-strip svg { width: 19px; height: 19px; flex: none; color: var(--gold); }
@media (max-width: 760px) {
  .trust-strip .wrap > span { padding: 0 16px; }
  .trust-strip .wrap > span + span { border-left: 0; }
}

/* ============================================================
   Service-card layout refinement — clearer hierarchy, aligned CTAs
   ============================================================ */
.svc-card { padding: 32px 30px; }
.svc-card > h3 { margin-bottom: 9px; line-height: 1.2; }
.svc-card > p { color: var(--ink-2); margin-bottom: 22px; }

/* Push the checklist + CTA to the bottom so every card aligns across the row */
.svc-card ul {
  list-style: none; margin: auto 0 0; padding-top: 20px;
  border-top: 1px solid var(--line);
  display: flex; flex-direction: column; gap: 12px;
}
.svc-card ul li {
  position: relative; padding-left: 30px; margin: 0;
  font-size: .94rem; line-height: 1.4; color: var(--ink-2); font-weight: 500;
}
.svc-card ul li::before {
  content: ""; position: absolute; left: 0; top: 1px;
  width: 19px; height: 19px; border-radius: 50%;
  background-color: var(--green-trust);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23ffffff' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E");
  background-size: 12px; background-position: center; background-repeat: no-repeat;
}
.svc-card a.more {
  margin-top: 20px; display: flex; align-items: center; justify-content: center; gap: 7px;
  padding: 12px 20px; border-radius: 999px;
  background: #fff4ee; border: 1.5px solid #ffd2bf;
  color: var(--ember-dark); font-weight: 700; font-size: .95rem;
  transition: background .18s ease, color .18s ease, border-color .18s ease, box-shadow .18s ease, transform .18s ease;
}
.svc-card a.more::after { content: "→"; font-size: 1.05em; transition: transform .18s ease; }
.svc-card a.more:hover {
  background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark));
  color: #fff; border-color: transparent; text-decoration: none;
  box-shadow: 0 8px 20px rgba(184,56,23,.3);
}
.svc-card a.more:hover::after { transform: translateX(3px); }

/* ============================================================
   Clickable resource/related cards — "Learn More" button affordance
   (the whole <a class="card"> is the link; .more is a styled span)
   ============================================================ */
a.card { display: flex; flex-direction: column; }
a.card:hover { text-decoration: none; }
a.card .more {
  margin-top: auto; display: flex; align-items: center; justify-content: center; gap: 7px;
  padding: 12px 20px; border-radius: 999px;
  background: #fff4ee; border: 1.5px solid #ffd2bf;
  color: var(--ember-dark); font-weight: 700; font-size: .95rem;
  transition: background .18s ease, color .18s ease, border-color .18s ease, box-shadow .18s ease;
}
a.card .more::after { content: "→"; font-size: 1.05em; transition: transform .18s ease; }
a.card:hover .more {
  background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark));
  color: #fff; border-color: transparent; box-shadow: 0 8px 20px rgba(184,56,23,.3);
}
a.card:hover .more::after { transform: translateX(3px); }
/* add breathing room above the button */
a.card p { margin-bottom: 22px; }

/* ============================================================
   Image-topped service cards
   ============================================================ */
.svc-card { padding: 0; overflow: hidden; }
.svc-card .card-photo {
  display: block; width: 100%; height: 188px; object-fit: cover;
  background: var(--sand-2); transition: transform .45s ease;
}
.svc-card:hover .card-photo { transform: scale(1.05); }
.svc-card .ico { display: none; }              /* photo replaces the icon tile */
.svc-card > h3 { margin: 24px 30px 9px; }
.svc-card > p { margin: 0 30px 22px; }
.svc-card ul { margin: auto 30px 0; }          /* keep checklist bottom-aligned, with side padding */
.svc-card a.more { margin: 20px 30px 30px; }

/* Italic words in headings: the tight tracking closes the space around them — add a hair back */
h1 em, h2 em, h3 em, h4 em { font-style: italic; margin: 0 0.09em; }

/* ============================================================
   Image-topped clickable cards (resources / related)
   ============================================================ */
a.card { padding: 0; overflow: hidden; }
a.card .card-photo {
  display: block; width: 100%; height: 172px; object-fit: cover;
  background: var(--sand-2); transition: transform .45s ease;
}
a.card:hover .card-photo { transform: scale(1.05); }
a.card .ico { display: none; }
a.card h3 { margin: 22px 26px 9px; }
a.card p { margin: 0 26px 22px; }
a.card .more { margin: auto 26px 26px; }

/* ============================================================
   Full-width hero banner with background image + legibility overlay
   ============================================================ */
.hero-banner { position: relative; overflow: hidden; background: #181311; color: #fff; }
.hero-banner::before {
  content: ""; position: absolute; inset: 0;
  background-size: cover; background-position: center; opacity: .45;
}
.hero-banner::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(115deg, rgba(18,15,13,.94) 0%, rgba(18,15,13,.8) 44%, rgba(60,28,16,.5) 100%);
}
.hero-banner > .wrap { position: relative; z-index: 2; }
.hero-banner h1, .hero-banner h2 { color: #fff; }
.hero-banner .lead { color: #f3ebe1; }
.hero-banner p { color: #e4dacd; }
.hero-banner .eyebrow { color: var(--ember-glow); }
.hero-banner .eyebrow::before { background: linear-gradient(90deg, var(--ember-glow), transparent); }
.hero-banner a:not(.btn) { color: var(--ember-glow); }
.hero-banner .btn--ghost { color: #fff; border-color: rgba(255,255,255,.5); }

/* Banner heroes — widen the text column so it doesn't read too narrow */
.hero-banner > .wrap.measure { max-width: 1040px; }
.hero-banner .lead { max-width: 780px; }

/* Service-page banner hero (single column, background image via --hero-img) */
.hero-svc::before { background-image: var(--hero-img); }
.hero-banner .hero-actions { margin-top: 30px; }
.hero-banner .svc-trustrow { margin-top: 28px; }
.hero-banner .svc-trustrow span { color: #fff; }
.hero-banner .svc-trustrow svg { color: var(--ember-glow); }
.hero-banner .ig-hero-feats { margin-top: 30px; }
.hero-banner .ig-hero-feat span { color: #fff; }

/* Per-page background images */
.hero-insurance::before { background-image: url("https://images.pexels.com/photos/34350102/pexels-photo-34350102.jpeg?auto=compress&cs=tinysrgb&fit=crop&w=1600&h=900"); }
.hero-about::before     { background-image: url("https://images.pexels.com/photos/27835915/pexels-photo-27835915.jpeg?auto=compress&cs=tinysrgb&fit=crop&w=1600&h=900"); }
.hero-contact::before   { background-image: url("https://images.pexels.com/photos/34331524/pexels-photo-34331524.jpeg?auto=compress&cs=tinysrgb&fit=crop&w=1600&h=900"); }

/* ============================================================
   "Why" section — ember icon badges + photo with shield overlay
   ============================================================ */
.feat { display: flex; gap: 15px; align-items: flex-start; }
.feat-ico {
  flex: none; width: 46px; height: 46px; border-radius: 50%;
  background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark));
  display: grid; place-items: center;
  box-shadow: 0 6px 16px rgba(184,56,23,.28);
}
.feat-ico svg { width: 23px; height: 23px; }
.feat h3 { font-size: 1.1rem; margin-bottom: 5px; line-height: 1.2; }
.feat p { color: var(--muted); font-size: .95rem; margin: 0; }

.why-photo { position: relative; }
.why-photo img { width: 100%; height: 100%; min-height: 460px; object-fit: cover; display: block; }
.why-photo .shield-overlay {
  position: absolute; top: 50%; right: 4%; transform: translateY(-50%);
  width: 56%; height: auto; pointer-events: none;
  filter: drop-shadow(0 4px 14px rgba(0,0,0,.35));
}
@media (max-width: 620px) {
  .why-photo img { min-height: 300px; }
}

/* ============================================================
   Trust stack — "How we vet" cards + testimonials
   ============================================================ */
.vet-card { text-align: center; padding: 8px 10px; }
.vet-card .feat-ico { width: 54px; height: 54px; margin: 0 auto 16px; }
.vet-card .feat-ico svg { width: 27px; height: 27px; }
.vet-card h3 { font-size: 1.12rem; margin-bottom: 8px; }
.vet-card p { color: var(--muted); font-size: .94rem; }

.tcard { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow-sm); height: 100%; display: flex; flex-direction: column; }
.tcard .stars { color: var(--gold); font-size: 1.05rem; letter-spacing: 3px; margin-bottom: 14px; }
.tcard p { font-size: 1rem; color: var(--ink-2); margin-bottom: 18px; line-height: 1.55; }
.tcard .who { margin-top: auto; font-weight: 700; font-size: .95rem; color: var(--ink); }
.tcard .who span { display: block; font-weight: 500; color: var(--muted); font-size: .85rem; margin-top: 2px; }
@media (max-width: 940px) { .vet-grid { grid-template-columns: repeat(2, 1fr); } }

/* ============================================================
   Multi-step lead-qualifying form
   ============================================================ */
.fmbar-track { height: 6px; background: var(--sand-2); border-radius: 999px; overflow: hidden; margin-bottom: 8px; }
.fmbar { height: 100%; background: linear-gradient(90deg, var(--ember-glow), var(--ember-dark)); border-radius: 999px; transition: width .3s ease; }
.fmstepnum { font-size: .78rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; color: var(--ember); margin-bottom: 16px; display: block; }
.fmstep { display: none; }
.fmstep--active { display: block; animation: fmfade .25s ease; }
@keyframes fmfade { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }
.fmq { font-weight: 600; font-size: .95rem; margin: 0 0 10px; color: var(--ink-2); }
.fmopts { display: grid; gap: 8px; margin-bottom: 20px; }
.fmopt { position: relative; }
.fmopt input { position: absolute; opacity: 0; width: 0; height: 0; }
.fmopt label { display: block; padding: 13px 16px; border: 1.5px solid var(--line); border-radius: var(--radius-sm); cursor: pointer; font-weight: 500; font-size: .95rem; background: var(--sand); transition: border-color .15s, background .15s, color .15s; }
.fmopt label:hover { border-color: #ffd2bf; }
.fmopt input:checked + label { border-color: var(--ember); background: #fff4ee; color: var(--ember-dark); font-weight: 600; box-shadow: inset 0 0 0 1px var(--ember); }
.fmopt input:focus-visible + label { outline: 2px solid var(--ember); outline-offset: 2px; }
.fmnav { display: flex; gap: 10px; margin-top: 6px; }
.fmnav .btn { flex: 1; justify-content: center; }

/* ============================================================
   "How It Works" — photo with overlay cards + numbered steps + trust row
   ============================================================ */
.process-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; margin-top: 50px; }
.process-photo { position: relative; border-radius: var(--radius); overflow: visible; }
.process-photo img { width: 100%; height: 100%; min-height: 460px; object-fit: cover; border-radius: var(--radius); box-shadow: var(--shadow); display: block; }
.po-card { position: absolute; box-shadow: var(--shadow); }
.po-green { top: 30px; left: -16px; background: linear-gradient(150deg, #235138, #0f3325); color: #fff; border-radius: var(--radius-sm); padding: 18px 22px; display: flex; gap: 13px; align-items: flex-start; max-width: 250px; }
.po-green svg { width: 30px; height: 30px; flex: none; }
.po-green strong { color: var(--ember-glow); }
.po-white { bottom: 28px; left: -16px; background: #fff; border-radius: var(--radius-sm); padding: 16px 20px; display: flex; gap: 14px; align-items: center; }
.po-coin { flex: none; width: 48px; height: 48px; border-radius: 50%; background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); color: #fff; font-weight: 800; font-size: 1.4rem; display: grid; place-items: center; }
.po-white .po-small { display: block; font-size: .78rem; color: var(--muted); line-height: 1.25; }
.po-white .po-big { display: block; font-family: var(--serif); font-size: 1.9rem; color: var(--ink); line-height: 1; }

.psteps { list-style: none; display: flex; flex-direction: column; gap: 30px; }
.pstep { display: grid; grid-template-columns: 64px 1fr; gap: 20px; position: relative; }
.pstep:not(:last-child)::before { content: ""; position: absolute; left: 31px; top: 72px; bottom: -30px; width: 2px; background: repeating-linear-gradient(180deg, var(--line) 0 5px, transparent 5px 11px); }
.pstep-iconwrap { position: relative; width: 64px; height: 64px; }
.pstep-ico { width: 64px; height: 64px; border-radius: 50%; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow-sm); display: grid; place-items: center; position: relative; z-index: 2; }
.pstep-ico svg { width: 30px; height: 30px; }
.pstep-n { position: absolute; top: -5px; left: -5px; width: 27px; height: 27px; border-radius: 50%; background: var(--ember-dark); color: #fff; font-size: .82rem; font-weight: 700; display: grid; place-items: center; z-index: 3; box-shadow: 0 2px 6px rgba(184,56,23,.4); }
.pstep-body h3 { font-size: 1.2rem; margin-bottom: 5px; }
.pstep-body p { color: var(--muted); font-size: .96rem; margin: 0; }

.process-feats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; margin-top: 50px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 16px; box-shadow: var(--shadow-sm); }
.pfeat { display: flex; gap: 13px; align-items: flex-start; padding: 4px 18px; }
.pfeat + .pfeat { border-left: 1px solid var(--line); }
.pfeat svg { width: 30px; height: 30px; flex: none; }
.pfeat h4 { font-family: var(--serif); font-size: 1.02rem; margin-bottom: 3px; color: var(--ink); }
.pfeat p { color: var(--muted); font-size: .86rem; margin: 0; line-height: 1.35; }

@media (max-width: 940px) {
  .process-grid { grid-template-columns: 1fr; gap: 60px; }
  .po-green, .po-white { left: 14px; }
  .process-feats { grid-template-columns: repeat(2, 1fr); gap: 20px 8px; }
  .pfeat:nth-child(3) { border-left: 0; }
}
@media (max-width: 560px) {
  .process-feats { grid-template-columns: 1fr; }
  .pfeat + .pfeat { border-left: 0; border-top: 1px solid var(--line); padding-top: 18px; }
}

/* ============================================================
   Refinement pass — "How We Vet" cards + "Why" photo/badges
   ============================================================ */
/* Turn the floating vet columns into real cards */
.vet-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 34px 24px 30px; box-shadow: var(--shadow-sm);
  transition: transform .18s ease, box-shadow .18s ease;
}
.vet-card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.vet-card .feat-ico { width: 58px; height: 58px; margin: 0 auto 18px; }
.vet-card .feat-ico svg { width: 28px; height: 28px; }
.vet-grid { margin-top: 40px !important; }

/* Stronger, lifted badges in the Why section */
.feat-ico { box-shadow: 0 8px 18px rgba(184,56,23,.30); }

/* Why photo: more defined shield + subtle depth gradient */
.why-photo img { position: relative; z-index: 0; }
.why-photo::after {
  content: ""; position: absolute; inset: 0; border-radius: var(--radius);
  background: linear-gradient(180deg, transparent 58%, rgba(20,17,15,.30)); z-index: 1; pointer-events: none;
}
.why-photo .shield-overlay { z-index: 2; }
.why-photo .shield-overlay path { stroke-opacity: .72; stroke-width: 4; }

/* ============================================================
   About — "Our Story" section
   ============================================================ */
.story-banner { display: block; width: 100%; max-width: 1000px; height: 360px; object-fit: cover; margin: 8px auto 40px; border-radius: var(--radius); box-shadow: var(--shadow); }
.story { max-width: 720px; margin: 0 auto; }
.story p { font-size: 1.1rem; line-height: 1.75; color: var(--ink-2); margin-bottom: 1.25rem; }
.story-quote { font-family: var(--serif); font-size: clamp(1.35rem, 2.6vw, 1.7rem); line-height: 1.32; font-weight: 600; color: var(--ink); border-left: 4px solid var(--ember); padding: 4px 0 4px 26px; margin: 30px 0; }
@media (max-width: 620px) { .story-banner { height: 220px; } }

/* ============================================================
   Our Story — editorial two-column layout (overrides .story-banner version)
   ============================================================ */
.story-layout { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 46px; align-items: start; margin-top: 44px; }
.story-media { position: sticky; top: 96px; }
.story-media img { width: 100%; aspect-ratio: 4 / 4.7; object-fit: cover; border-radius: var(--radius); box-shadow: var(--shadow); display: block; }
.story-badge { position: absolute; left: 16px; bottom: 16px; display: inline-flex; align-items: center; gap: 8px; background: rgba(20,17,15,.8); color: #fff; font-size: .82rem; font-weight: 600; padding: 9px 15px; border-radius: 999px; backdrop-filter: blur(5px); }
.story-badge::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--ember-glow); }
.story { max-width: none; margin: 0; }
.story-criteria { margin-top: 32px; background: linear-gradient(150deg, #fff4ee, #ffe9df); border: 1px solid #ffd2bf; border-radius: var(--radius); padding: 24px 26px; }
.story-criteria .sc-label { display: block; font-family: var(--serif); font-weight: 700; font-size: 1.12rem; color: var(--ink); margin-bottom: 15px; }
.story-criteria ul { list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 11px 18px; margin: 0; }
.story-criteria li { position: relative; padding-left: 28px; font-size: .95rem; font-weight: 500; color: var(--ink-2); }
.story-criteria li::before { content: ""; position: absolute; left: 0; top: 1px; width: 18px; height: 18px; border-radius: 50%; background: var(--green-trust) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23ffffff' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat; }
@media (max-width: 860px) {
  .story-layout { grid-template-columns: 1fr; gap: 26px; }
  .story-media { position: static; }
  .story-media img { aspect-ratio: 16 / 10; }
  .story-criteria ul { grid-template-columns: 1fr; }
}

/* ============================================================
   Our Story — text-only editorial (overrides the image layout)
   ============================================================ */
.story { max-width: 760px; margin: 44px auto 0; }
.story-lead { font-size: clamp(1.25rem, 2.4vw, 1.4rem); line-height: 1.6; color: var(--ink); font-weight: 500; margin-bottom: 1.4rem; }
.story p { font-size: 1.1rem; line-height: 1.78; color: var(--ink-2); margin-bottom: 1.3rem; }
.story-quote {
  text-align: center; font-family: var(--serif); font-weight: 600; color: var(--ink);
  font-size: clamp(1.55rem, 3.4vw, 2.2rem); line-height: 1.3;
  max-width: 700px; margin: 50px auto; padding: 50px 0 0; position: relative; border-left: 0;
}
.story-quote::before {
  content: "\201C"; position: absolute; top: -8px; left: 50%; transform: translateX(-50%);
  font-family: var(--serif); font-size: 6rem; line-height: 1; color: var(--ember); opacity: .5;
}
.story-criteria { max-width: 660px; margin: 40px auto 0; }

/* ============================================================
   Our Story — framed panel treatment (final)
   ============================================================ */
.story {
  max-width: 880px; margin: 44px auto 0;
  background: var(--sand); border: 1px solid var(--line); border-radius: 20px;
  padding: clamp(32px, 5vw, 60px);
  box-shadow: var(--shadow-sm);
}
.story-lead { font-weight: 600; }
.story-quote {
  border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
  padding: 52px 0 30px; margin: 38px 0;
}
.story-quote::before { top: 14px; font-size: 4.5rem; }
.story-criteria { background: #fff; border: 1px solid var(--line); max-width: none; margin-top: 34px; }

/* ============================================================
   Town landing page — upgraded sections
   ============================================================ */
/* Service cards with icon + Learn More button */
.town-card { display: flex; flex-direction: column; padding: 0; overflow: hidden; }
.town-card .card-photo { display: block; width: 100%; height: 200px; object-fit: cover; background: var(--sand-2); transition: transform .45s ease; }
.town-card:hover .card-photo { transform: scale(1.05); }
.town-card .ico { margin: 22px 24px 0; }
.town-card h3 { margin: 16px 24px 8px; }
.town-card > p { margin: 0 24px 18px; color: var(--muted); font-size: .93rem; }
.town-card a.more { margin: auto 24px 24px; display: flex; align-items: center; justify-content: center; gap: 7px; padding: 11px 18px; border-radius: 999px; background: #fff4ee; border: 1.5px solid #ffd2bf; color: var(--ember-dark); font-weight: 700; font-size: .92rem; transition: background .18s, color .18s, border-color .18s, box-shadow .18s; }
.town-card a.more::after { content: "→"; font-size: 1.05em; transition: transform .18s; }
.town-card a.more:hover { background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); color: #fff; border-color: transparent; box-shadow: 0 8px 20px rgba(184,56,23,.3); }
.town-card a.more:hover::after { transform: translateX(3px); }

/* Why — two-column with sticky CTA */
.why-grid { display: grid; grid-template-columns: 1.55fr 1fr; gap: 46px; align-items: start; }
.why-main h2 { margin-bottom: 18px; }
.why-main p { margin-bottom: 1.1rem; }
.why-aside { position: sticky; top: 96px; }
.why-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow-sm); }
.why-card h3 { font-size: 1.25rem; margin-bottom: 10px; }
.why-card p { color: var(--muted); font-size: .95rem; margin-bottom: 18px; }
.why-phone { display: block; text-align: center; margin-top: 14px; font-weight: 700; color: var(--ink); }
.why-phone:hover { color: var(--ember-dark); text-decoration: none; }

/* Funding callout */
.fund-callout { display: flex; gap: 24px; align-items: center; background: linear-gradient(150deg, #fff4ee, #ffe9df); border: 1px solid #ffd2bf; border-radius: var(--radius); padding: 30px 32px; }
.fund-badge { flex: none; width: 90px; height: 90px; border-radius: 50%; background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); color: #fff; display: flex; flex-direction: column; align-items: center; justify-content: center; font-family: var(--serif); font-weight: 800; font-size: 1.85rem; line-height: 1; box-shadow: 0 8px 20px rgba(184,56,23,.3); }
.fund-badge span { font-family: var(--font); font-size: .6rem; font-weight: 700; letter-spacing: .12em; margin-top: 3px; }
.fund-callout h2 { font-size: 1.4rem; margin-bottom: 8px; }
.fund-callout p { margin: 0; color: var(--ink-2); font-size: .98rem; line-height: 1.6; }

/* Fund trio — redesigned grants/credits section on location pages */
/* Logo mark + decorated eyebrow */
.fund-logo-mark { width: 48px; height: 48px; opacity: .6; display: block; margin: 0 auto; }
.fund-eyebrow-row { display: flex; align-items: center; justify-content: center; gap: 14px; margin-bottom: 0; }
.fund-ey-line { flex: 0 0 72px; height: 1.5px; background: linear-gradient(90deg, transparent, var(--ember)); }
.fund-ey-line--r { background: linear-gradient(90deg, var(--ember), transparent); }
.fund-lead-center { max-width: 760px; margin: 0 auto; color: var(--ink-2); text-align: center; }
.fund-trio { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.fund-item { background: #fff; border: 1px solid #ffd2bf; border-radius: var(--radius); padding: 32px 30px 28px; box-shadow: 0 4px 18px rgba(180,80,20,.07); transition: box-shadow .25s, transform .25s; }
.fund-item:hover { box-shadow: 0 8px 32px rgba(180,80,20,.13); transform: translateY(-3px); }
.fund-item-top { display: flex; align-items: center; gap: 16px; padding-bottom: 18px; margin-bottom: 18px; border-bottom: 2.5px solid var(--ember); }
.fund-item-ico { width: 52px; height: 52px; border-radius: 14px; background: #fff0e9; display: grid; place-items: center; flex: none; }
.fund-item-ico svg { width: 24px; height: 24px; color: var(--ember); }
.fund-num { font-family: var(--serif); font-size: 2.8rem; font-weight: 800; color: var(--ember); line-height: 1; }
.fund-num small { font-size: 1.7rem; }
.fund-lbl { font-weight: 700; font-size: .95rem; color: var(--ink); margin: 0 0 10px; letter-spacing: -.01em; }
.fund-item > p { color: var(--ink-2); font-size: .92rem; line-height: 1.7; margin: 0; }
.fund-trust-bar { margin-top: 32px; background: #fff4ee; border: 1px solid #ffd2bf; border-radius: var(--radius); padding: 24px 32px; display: flex; align-items: center; gap: 40px; flex-wrap: wrap; }
.fund-trust-main { display: flex; align-items: center; gap: 14px; font-weight: 700; font-size: 1rem; color: var(--ink); flex: 1; min-width: 220px; }
.fund-trust-main svg { width: 38px; height: 38px; color: var(--ember); flex: none; }
.fund-trust-checks { display: flex; gap: 24px; flex-wrap: wrap; }
.fund-trust-checks span { display: flex; align-items: center; gap: 7px; font-size: .9rem; color: var(--ink-2); font-weight: 500; }
.chk-ico { width: 18px; height: 18px; flex: none; }
@media (max-width: 860px) { .fund-trio { grid-template-columns: 1fr; gap: 16px; } .fund-trust-bar { flex-direction: column; align-items: flex-start; gap: 16px; } }
@media (max-width: 620px) { .fund-item { padding: 24px 22px; } .fund-trust-bar { padding: 20px 22px; } }

/* Nearby */
.nearby-line { font-size: 1.02rem; color: var(--ink-2); margin: 0; }

/* ============================================================
   Fire sprinkler page — 2-col hero badge + system cards
   ============================================================ */
.hero-svc-2col > .wrap { display: grid; grid-template-columns: 1fr 300px; gap: 48px; align-items: center; max-width: var(--maxw); }
.hero-svc-2col .hero-svc-left { max-width: 680px; }
.hero-svc-2col .hero-svc-left .lead { max-width: none; }
.hero-badge { background: rgba(20,14,8,.84); border: 1px solid rgba(255,180,110,.18); border-radius: var(--radius); padding: 28px 24px; backdrop-filter: blur(10px); }
.hero-badge-ico { width: 48px; height: 48px; background: rgba(184,56,23,.2); border-radius: 12px; display: grid; place-items: center; margin-bottom: 18px; }
.hero-badge-ico svg { width: 26px; height: 26px; color: var(--ember); }
.hero-badge h3 { color: #fff; font-size: 1.35rem; line-height: 1.25; margin-bottom: 10px; }
.hero-badge h3 span { color: var(--ember); font-style: italic; }
.hero-badge p { color: #c8bfb4; font-size: .9rem; margin: 0; line-height: 1.6; }
@media (max-width: 900px) { .hero-svc-2col > .wrap { grid-template-columns: 1fr; } .hero-badge { max-width: 380px; } }

/* Sprinkler system cards */
.spr-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 32px; display: grid; grid-template-columns: 1fr 260px; gap: 32px; align-items: center; margin-bottom: 20px; box-shadow: 0 2px 16px rgba(20,17,15,.06); }
.spr-card:last-child { margin-bottom: 0; }
.spr-head { display: flex; align-items: center; gap: 14px; margin-bottom: 14px; }
.spr-ico { width: 44px; height: 44px; border-radius: 10px; background: #fff0e9; display: grid; place-items: center; flex: none; }
.spr-ico svg { width: 22px; height: 22px; color: var(--ember); }
.spr-card h3 { margin: 0; font-size: 1.1rem; }
.spr-desc { color: var(--ink-2); font-size: .94rem; line-height: 1.65; margin: 0 0 18px; }
.spr-list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 9px; }
.spr-list li { display: flex; align-items: flex-start; gap: 9px; font-size: .88rem; color: var(--ink-2); line-height: 1.5; }
.spr-chk { width: 20px; min-width: 20px; height: 20px; border-radius: 50%; background: var(--ember); display: grid; place-items: center; margin-top: 1px; }
.spr-chk svg { width: 11px; height: 11px; color: #fff; }
.spr-photo { width: 100%; height: 220px; object-fit: cover; border-radius: 12px; display: block; }
@media (max-width: 780px) { .spr-card { grid-template-columns: 1fr; } .spr-photo { order: -1; height: 200px; } }

@media (max-width: 860px) { .why-grid { grid-template-columns: 1fr; gap: 28px; } .why-aside { position: static; } }
@media (max-width: 620px) { .fund-callout { flex-direction: column; text-align: center; padding: 26px; } }

/* ============================================================
   Process steps — connected timeline (service/about/contact pages)
   ============================================================ */
.steps { gap: 26px; }
.step { position: relative; }
.step .n { position: relative; z-index: 2; }
.step:not(:last-child)::before {
  content: ""; position: absolute; left: 25px; top: 60px; bottom: -28px; width: 2px;
  background: repeating-linear-gradient(180deg, var(--line) 0 5px, transparent 5px 11px); z-index: 0;
}
.section--ink .step:not(:last-child)::before {
  background: repeating-linear-gradient(180deg, rgba(255,255,255,.28) 0 5px, transparent 5px 11px);
}

/* ============================================================
   Why section — full-bleed split (text panel left, photo to edge right)
   ============================================================ */
.why-section { background: var(--sand); position: relative; overflow: hidden; }
.why-grid2 { display: grid; grid-template-columns: 1fr 1fr; align-items: stretch; }
.why-text {
  display: flex; flex-direction: column; justify-content: center;
  padding-top: clamp(56px, 7vw, 92px); padding-bottom: clamp(56px, 7vw, 92px);
  padding-right: clamp(36px, 4vw, 64px);
  padding-left: max(24px, calc((100vw - var(--maxw)) / 2 + 24px));
}
.why-text .feat-grid { margin-top: 32px; }
.why-img { position: relative; min-height: 560px; }
.why-img img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; display: block; }
.why-img .shield-overlay {
  position: absolute; top: 50%; right: 5%; transform: translateY(-50%);
  width: 52%; height: auto; z-index: 2; filter: drop-shadow(0 6px 18px rgba(0,0,0,.4));
}
.why-img .shield-overlay path { stroke: #fff; stroke-opacity: .6; stroke-width: 3; }
@media (max-width: 860px) {
  .why-grid2 { grid-template-columns: 1fr; }
  .why-text { padding: 56px 24px; }
  .why-img { min-height: 300px; }
}

/* Service Areas hero background + tags on dark */
.hero-areas::before { background-image: url("https://images.pexels.com/photos/34331524/pexels-photo-34331524.jpeg?auto=compress&cs=tinysrgb&fit=crop&w=1600&h=900"); }
.area-tags--hero span { background: rgba(255,255,255,.12); border-color: rgba(255,255,255,.3); color: #fff; backdrop-filter: blur(3px); }

/* ============================================================
   "How We Vet" — washed background image + trust row
   ============================================================ */
.vet-section { position: relative; overflow: hidden; background: var(--sand); }
.vet-section::before {
  content: ""; position: absolute; inset: 0;
  background-image: url("https://images.pexels.com/photos/34331524/pexels-photo-34331524.jpeg?auto=compress&cs=tinysrgb&fit=crop&w=1600&h=900");
  background-size: cover; background-position: center;
}
.vet-section::after {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(130% 95% at 50% 42%, rgba(250,248,244,.97) 0%, rgba(250,248,244,.9) 42%, rgba(250,248,244,.55) 100%);
}
.vet-section > .wrap { position: relative; z-index: 2; }
.vet-card { background: rgba(255,255,255,.96); backdrop-filter: blur(2px); }

.vet-trust { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 10px 26px; margin-top: 32px; color: var(--muted); font-size: .92rem; font-weight: 500; }
.vet-trust span { display: inline-flex; align-items: center; gap: 8px; }
.vet-trust span + span { border-left: 1px solid var(--line); padding-left: 26px; }
.vet-trust svg { width: 18px; height: 18px; color: var(--ember); flex: none; }
@media (max-width: 560px) { .vet-trust span + span { border-left: 0; padding-left: 0; } }

/* Town page hero — background image from inline --hero-img */
.hero-town::before { background-image: var(--hero-img); }

/* =========================================================
   SERVICE PAGE TEMPLATE v2  (defensible-space reference)
   ========================================================= */
.svc-hero { padding: 52px 0 26px; }
.svc-hero-grid { display: grid; grid-template-columns: 1.04fr .96fr; gap: 56px; align-items: center; }
.svc-hero h1 { font-size: clamp(2.1rem, 4.2vw, 3.1rem); margin-bottom: 20px; }
.svc-hero .lead { margin-bottom: 30px; }
.svc-hero-media { position: relative; border-radius: 18px; overflow: hidden; box-shadow: var(--shadow); aspect-ratio: 4 / 3.3; background: var(--sand-2); }
.svc-hero-media > img { width: 100%; height: 100%; object-fit: cover; display: block; }
.svc-hero-badge { position: absolute; left: 18px; right: 18px; bottom: 18px; background: rgba(18,40,30,.84); backdrop-filter: blur(4px); border: 1px solid rgba(255,255,255,.14); color: #fff; border-radius: 14px; padding: 15px 18px; display: flex; gap: 14px; align-items: center; }
.svc-hero-badge svg { width: 30px; height: 30px; color: var(--gold); flex: none; }
.svc-hero-badge strong { display: block; font-family: var(--serif); font-size: 1.02rem; line-height: 1.2; }
.svc-hero-badge em { display: block; font-style: normal; font-size: .85rem; color: #cfe3d6; margin-top: 2px; }

.svc-trustrow { display: flex; flex-wrap: wrap; gap: 14px 36px; margin-top: 28px; }
.svc-trustrow span { display: inline-flex; align-items: center; gap: 9px; font-weight: 600; font-size: .92rem; color: var(--ink-2); }
.svc-trustrow svg { width: 20px; height: 20px; color: var(--ember); flex: none; }

/* dark illustration/photo card (why-it-matters) */
.illo-card { border-radius: 18px; overflow: hidden; box-shadow: var(--shadow); background: linear-gradient(160deg,#1b1410,#2c1e15); min-height: 360px; }
.illo-card img { width: 100%; height: 360px; object-fit: cover; display: block; }

/* zone / detail rows */
.zone-list { margin-top: 44px; display: grid; gap: 18px; }
.zone-row { display: grid; grid-template-columns: 64px 1fr 240px; gap: 28px; align-items: center; background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 24px 28px; box-shadow: 0 6px 22px rgba(20,17,15,.05); }
.zone-ico { width: 62px; height: 62px; border-radius: 50%; background: var(--sand-2); display: grid; place-items: center; }
.zone-ico svg { width: 30px; height: 30px; color: var(--ember); }
.zone-body h3 { margin-bottom: 6px; }
.zone-body > p { color: var(--muted); font-size: .95rem; margin-bottom: 12px; }
.zone-body ul { list-style: none; margin: 0; display: grid; gap: 6px; }
.zone-body li { position: relative; padding-left: 24px; font-size: .9rem; color: var(--ink-2); }
.zone-body li::before { content: ""; position: absolute; left: 2px; top: 4px; width: 12px; height: 7px; border-left: 2.4px solid var(--ember); border-bottom: 2.4px solid var(--ember); transform: rotate(-45deg); }
.zone-thumb { border-radius: 12px; overflow: hidden; height: 132px; }
.zone-thumb img { width: 100%; height: 100%; object-fit: cover; }
.zone-note { text-align: center; margin-top: 26px; color: var(--muted); }

/* horizontal process timeline */
.proc { margin-top: 50px; display: grid; grid-template-columns: repeat(4, 1fr); gap: 30px; position: relative; }
.proc::before { content: ""; position: absolute; top: 26px; left: 11%; right: 11%; height: 2px; background: var(--line); z-index: 0; }
.proc-step { position: relative; z-index: 1; }
.proc-num { width: 52px; height: 52px; border-radius: 50%; background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); color: #fff; display: grid; place-items: center; font-family: var(--serif); font-weight: 700; font-size: 1.3rem; margin-bottom: 18px; box-shadow: 0 6px 16px rgba(184,56,23,.3); }
.proc-step h3 { font-size: 1.04rem; margin-bottom: 8px; }
.proc-step p { color: var(--muted); font-size: .9rem; margin: 0; }

/* funding band (pine green) */
.fund-band { background: linear-gradient(150deg,#0f3325,#1f4d3a); color: #eafaf2; }
.fund-band .eyebrow { color: var(--gold); }
.fund-band h2 { color: #fff; }
.fund-grid { display: grid; grid-template-columns: 1.15fr repeat(3, 1fr); gap: 34px; align-items: start; }
.fund-lead p { color: #bcd8c8; margin-bottom: 24px; }
.fund-stat { background: rgba(255,255,255,.075); border: 1px solid rgba(255,255,255,.15); border-radius: var(--radius); padding: 28px 24px; }
.fund-stat-ico { width: 46px; height: 46px; border-radius: 12px; background: rgba(255,255,255,.12); display: grid; place-items: center; margin-bottom: 16px; }
.fund-stat-ico svg { width: 24px; height: 24px; color: var(--gold); }
.fund-stat .ftag { color: var(--gold); font-weight: 700; text-transform: uppercase; letter-spacing: .1em; font-size: .72rem; margin-bottom: 8px; }
.fund-stat .big { font-family: var(--serif); font-size: 2.5rem; color: #fff; line-height: 1; margin-bottom: 12px; }
.fund-stat p { color: #bcd8c8; font-size: .9rem; }

/* bottom CTA bar */
.cta-bar { background: linear-gradient(135deg, var(--ember-dark), var(--ember-glow)); }
.cta-bar .wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 26px 24px; flex-wrap: wrap; }
.cta-bar-txt { display: flex; align-items: center; gap: 18px; color: #fff; }
.cta-bar-txt svg { width: 40px; height: 40px; flex: none; color: #fff; }
.cta-bar-txt strong { font-family: var(--serif); font-size: 1.25rem; display: block; line-height: 1.2; }
.cta-bar-txt span { color: rgba(255,255,255,.88); font-size: .94rem; }

@media (max-width: 900px) {
  .svc-hero-grid { grid-template-columns: 1fr; }
  .fund-grid { grid-template-columns: 1fr 1fr; }
  .zone-row { grid-template-columns: 1fr; }
  .zone-thumb { height: 190px; order: -1; }
  .proc { grid-template-columns: repeat(2, 1fr); }
  .proc::before { display: none; }
}
@media (max-width: 560px) {
  .fund-grid { grid-template-columns: 1fr; }
  .proc { grid-template-columns: 1fr; }
}

/* =========================================================
   INSURANCE & GRANTS PAGE
   ========================================================= */
/* hero 4-icon feature row (under the lead) */
.ig-hero-feats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; margin-top: 32px; }
.ig-hero-feat .fico { width: 46px; height: 46px; border-radius: 12px; background: #fbe6da; display: grid; place-items: center; margin-bottom: 10px; }
.ig-hero-feat .fico svg { width: 24px; height: 24px; color: var(--ember); }
.ig-hero-feat span { font-weight: 600; font-size: .9rem; color: var(--ink); display: block; line-height: 1.25; }
.svc-hero-badge em { margin-top: 4px; }

/* stat cards (white, peach icon) */
.ig-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 30px 20px; box-shadow: 0 8px 26px rgba(20,17,15,.05); }
.ig-stat { display: flex; gap: 18px; align-items: flex-start; padding: 6px 18px; }
.ig-stat + .ig-stat { border-left: 1px solid var(--line); }
.ig-stat-ico { width: 58px; height: 58px; border-radius: 50%; background: #fbe6da; display: grid; place-items: center; flex: none; }
.ig-stat-ico svg { width: 28px; height: 28px; color: var(--ember); }
.ig-stat .lbl { text-transform: uppercase; letter-spacing: .1em; font-size: .72rem; font-weight: 700; color: var(--muted); }
.ig-stat .big { font-family: var(--serif); font-size: 2.2rem; color: var(--ink); line-height: 1.05; margin: 4px 0 6px; }
.ig-stat p { color: var(--muted); font-size: .88rem; margin: 0; }

/* four ways cards */
.fund-ways { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; margin-top: 42px; }
.way-card { display: grid; grid-template-columns: 1fr 116px; gap: 18px; align-items: center; background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 28px 30px; box-shadow: 0 6px 22px rgba(20,17,15,.05); }
.way-head { display: flex; align-items: flex-start; gap: 14px; margin-bottom: 12px; }
.way-num { width: 34px; height: 34px; border-radius: 50%; background: var(--ember); color: #fff; font-family: var(--serif); font-weight: 700; display: grid; place-items: center; flex: none; font-size: 1.05rem; }
.way-head h3 { font-size: 1.16rem; margin: 4px 0; }
.way-main > p { color: var(--muted); font-size: .92rem; margin-bottom: 16px; }
.way-link { font-weight: 700; font-size: .9rem; color: var(--ember-dark); }
.way-link::after { content: " →"; }
.way-illo { width: 116px; color: #c79a6e; }
.way-illo svg, .way-illo img { width: 100%; height: auto; display: block; }

/* funding help timeline (5 green nodes) */
.help-steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 20px; margin-top: 46px; position: relative; }
.help-steps::before { content: ""; position: absolute; top: 28px; left: 10%; right: 10%; border-top: 2px dashed #c1cfc4; z-index: 0; }
.help-step { position: relative; z-index: 1; text-align: center; }
.help-ico { width: 56px; height: 56px; border-radius: 50%; background: var(--pine); display: grid; place-items: center; margin: 0 auto 16px; box-shadow: 0 6px 16px rgba(31,77,58,.28); }
.help-ico svg { width: 26px; height: 26px; color: #fff; }
.help-step .hn { font-family: var(--serif); font-weight: 700; color: var(--ink); margin-bottom: 2px; }
.help-step h3 { font-size: 1rem; margin-bottom: 8px; }
.help-step p { color: var(--muted); font-size: .85rem; margin: 0; }

/* comparison table green header */
.ig-table { border: 1px solid var(--line); border-radius: 12px; overflow: hidden; }
.ig-table thead th { background: var(--pine); color: #fff; font-family: var(--serif); border-bottom: 0; font-weight: 600; }
.ig-table td { vertical-align: top; }
.ig-table tbody tr:last-child td { border-bottom: 0; }

/* faq + aside */
.ig-faq-grid { display: grid; grid-template-columns: 1.3fr .7fr; gap: 38px; align-items: start; }
.ig-aside { position: relative; border-radius: 18px; overflow: hidden; box-shadow: var(--shadow); color: #fff; padding: 36px 32px; min-height: 300px; display: flex; flex-direction: column; justify-content: center; }
.ig-aside::before { content: ""; position: absolute; inset: 0; background-image: url("https://images.pexels.com/photos/18718544/pexels-photo-18718544.jpeg?auto=compress&cs=tinysrgb&fit=crop&w=800&h=900"); background-size: cover; background-position: center; }
.ig-aside::after { content: ""; position: absolute; inset: 0; background: linear-gradient(155deg, rgba(15,40,28,.93), rgba(15,40,28,.70)); }
.ig-aside > * { position: relative; z-index: 2; }
.ig-aside h3 { color: #fff; font-size: 1.45rem; margin-bottom: 12px; }
.ig-aside p { color: #dceae0; margin-bottom: 22px; }
.ig-aside .btn { margin-bottom: 14px; }
.ig-aside .ig-phone { color: #fff; font-weight: 700; }
.ig-aside .ig-phone:hover { color: var(--ember-glow); text-decoration: none; }

/* cta bar note line */
.cta-bar-right { display: flex; flex-direction: column; align-items: flex-end; gap: 4px; }
.cta-bar-note { color: rgba(255,255,255,.92); font-size: .85rem; display: inline-flex; align-items: center; gap: 7px; }
.cta-bar-note svg { width: 16px; height: 16px; }

@media (max-width: 900px) {
  .ig-hero-feats { grid-template-columns: repeat(2, 1fr); }
  .ig-stats { grid-template-columns: 1fr; }
  .ig-stat + .ig-stat { border-left: 0; border-top: 1px solid var(--line); padding-top: 18px; }
  .fund-ways { grid-template-columns: 1fr; }
  .help-steps { grid-template-columns: repeat(2, 1fr); }
  .help-steps::before { display: none; }
  .ig-faq-grid { grid-template-columns: 1fr; }
  .cta-bar-right { align-items: flex-start; }
}

/* =========================================================
   COLORADO GRANTS GUIDE
   ========================================================= */
.grant-toolbar { position: sticky; top: 0; z-index: 30; background: rgba(250,246,241,.97); backdrop-filter: blur(8px); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); padding: 16px 0; margin-bottom: 34px; }
.grant-toolbar .wrap { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; justify-content: space-between; }
.gfilters { display: flex; flex-wrap: wrap; gap: 8px; }
.gfilter { border: 1px solid var(--line); background: #fff; color: var(--ink-2); padding: 8px 16px; border-radius: 999px; font-weight: 600; font-size: .86rem; cursor: pointer; font-family: inherit; transition: all .15s ease; }
.gfilter:hover { border-color: var(--ember); color: var(--ember-dark); }
.gfilter.is-active { background: var(--ember); border-color: var(--ember); color: #fff; }
.gsearch { border: 1.5px solid var(--line); border-radius: 999px; padding: 10px 16px 10px 40px; font-family: inherit; font-size: .92rem; min-width: 220px; color: var(--ink); background: #fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b625a' stroke-width='2' stroke-linecap='round'%3E%3Ccircle cx='11' cy='11' r='7'/%3E%3Cpath d='M21 21l-4-4'/%3E%3C/svg%3E") no-repeat 14px center; }
.gsearch:focus { outline: none; border-color: var(--ember); }
.grant-count { font-size: .85rem; color: var(--muted); font-weight: 600; white-space: nowrap; }

.grant-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grant-card { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 24px; box-shadow: 0 6px 20px rgba(20,17,15,.05); }
.grant-top { display: flex; justify-content: space-between; align-items: center; gap: 10px; margin-bottom: 14px; }
.grant-badge { font-size: .68rem; font-weight: 700; text-transform: uppercase; letter-spacing: .07em; padding: 4px 10px; border-radius: 6px; white-space: nowrap; }
.grant-badge--state { background: #fbe6da; color: var(--ember-dark); }
.grant-badge--federal { background: #dceee3; color: #1f5d44; }
.grant-badge--local { background: #fbedcf; color: #936512; }
.grant-badge--other { background: #e6edf3; color: #3a5168; }
.grant-status { font-size: .72rem; font-weight: 600; color: var(--muted); display: inline-flex; align-items: center; gap: 6px; white-space: nowrap; }
.grant-status::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--muted); flex: none; }
.grant-status--open::before { background: #1f9d57; }
.grant-status--soon::before { background: var(--gold); }
.grant-status--closed::before { background: #c0554a; }
.grant-status--rolling::before { background: #2f7bd0; }
.grant-card h3 { font-size: 1.1rem; margin-bottom: 4px; line-height: 1.2; }
.grant-agency { color: var(--muted); font-size: .84rem; margin-bottom: 14px; }
.grant-amount { font-family: var(--serif); font-weight: 700; color: var(--ember-dark); font-size: 1.02rem; background: var(--sand); border-radius: 8px; padding: 10px 12px; margin-bottom: 14px; line-height: 1.25; }
.grant-desc { color: var(--ink-2); font-size: .9rem; margin-bottom: 14px; }
.grant-meta { list-style: none; margin: 0 0 18px; display: grid; gap: 7px; font-size: .84rem; color: var(--muted); line-height: 1.4; }
.grant-meta b { color: var(--ink); font-weight: 600; }
.grant-link { margin-top: auto; font-weight: 700; font-size: .88rem; color: var(--ember-dark); }
.grant-link::after { content: " →"; }
.grant-no-results { text-align: center; color: var(--muted); padding: 50px 20px; font-size: 1.05rem; }

.guide-toc { display: flex; flex-wrap: wrap; gap: 10px 22px; justify-content: center; }
.guide-toc a { font-weight: 600; font-size: .92rem; color: var(--ink-2); }
.guide-toc a:hover { color: var(--ember-dark); }

@media (max-width: 1000px) { .grant-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) {
  .grant-grid { grid-template-columns: 1fr; }
  .grant-toolbar { position: static; }
  .grant-toolbar .wrap { justify-content: flex-start; }
  .gsearch { width: 100%; }
}

/* =========================================================
   WILDFIRE RISK SCORE TOOL
   ========================================================= */
.risk-wrap { max-width: 760px; margin: 0 auto; }
.risk-card { background: #fff; border: 1px solid var(--line); border-radius: 18px; box-shadow: 0 14px 40px rgba(20,17,15,.08); padding: 30px; }
.risk-search { display: flex; gap: 12px; }
.risk-inputwrap { position: relative; flex: 1; }
.risk-search input { width: 100%; padding: 15px 18px; border: 1.5px solid var(--line); border-radius: 12px; font-family: inherit; font-size: 1rem; background: var(--sand); color: var(--ink); }
.risk-search input:focus { outline: none; border-color: var(--ember); background: #fff; }
.risk-search .btn { white-space: nowrap; }
.risk-suggest { position: absolute; top: calc(100% + 6px); left: 0; right: 0; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: 0 14px 34px rgba(20,17,15,.14); z-index: 50; overflow: hidden; display: none; }
.risk-suggest.open { display: block; }
.risk-suggest button { display: block; width: 100%; text-align: left; background: none; border: 0; border-bottom: 1px solid var(--line); padding: 11px 16px; font-family: inherit; font-size: .94rem; color: var(--ink); cursor: pointer; }
.risk-suggest button:last-child { border-bottom: 0; }
.risk-suggest button:hover, .risk-suggest button.active { background: var(--sand); }
.risk-suggest .sg-main { font-weight: 600; }
.risk-suggest .sg-sub { display: block; font-size: .78rem; color: var(--muted); margin-top: 1px; }
.risk-hint { font-size: .82rem; color: var(--muted); margin-top: 10px; }
.risk-error { color: #b3261e; font-weight: 600; font-size: .9rem; margin-top: 12px; display: none; }

.risk-loading { display: none; text-align: center; padding: 30px 0; color: var(--muted); }
.risk-spinner { width: 40px; height: 40px; border: 3px solid var(--line); border-top-color: var(--ember); border-radius: 50%; margin: 0 auto 14px; animation: risk-spin .8s linear infinite; }
@keyframes risk-spin { to { transform: rotate(360deg); } }

.risk-result { display: none; margin-top: 26px; }
.risk-head { display: grid; grid-template-columns: 190px 1fr; gap: 28px; align-items: center; }
.risk-gauge { position: relative; width: 180px; height: 180px; }
.risk-gauge svg { transform: rotate(-90deg); }
.risk-gauge .gnum { position: absolute; inset: 0; display: flex; flex-direction: column; align-items: center; justify-content: center; }
.risk-gauge .gnum b { font-family: var(--serif); font-size: 2.8rem; line-height: 1; color: var(--ink); }
.risk-gauge .gnum span { font-size: .72rem; text-transform: uppercase; letter-spacing: .12em; color: var(--muted); margin-top: 4px; }
.risk-band-pill { display: inline-block; font-weight: 700; font-size: .82rem; text-transform: uppercase; letter-spacing: .08em; padding: 6px 14px; border-radius: 999px; color: #fff; margin-bottom: 10px; }
.risk-summary h3 { font-size: 1.5rem; margin-bottom: 6px; }
.risk-summary .addr { color: var(--muted); font-size: .9rem; margin-bottom: 10px; }
.risk-summary p { font-size: .94rem; color: var(--ink-2); margin: 0; }

.risk-factors { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin-top: 26px; }
.risk-factor { display: flex; gap: 12px; align-items: flex-start; background: var(--sand); border-radius: 12px; padding: 14px 16px; }
.risk-factor svg { width: 22px; height: 22px; color: var(--ember); flex: none; margin-top: 1px; }
.risk-factor b { display: block; font-size: .9rem; color: var(--ink); }
.risk-factor span { font-size: .82rem; color: var(--muted); }
.risk-factor .liveval { color: var(--ember-dark); font-weight: 700; }

.risk-source { font-size: .78rem; color: var(--muted); margin-top: 18px; line-height: 1.5; }
.risk-source a { color: var(--ember-dark); }

.risk-gate { margin-top: 26px; border-top: 1px solid var(--line); padding-top: 26px; }
.risk-gate h3 { font-size: 1.2rem; margin-bottom: 4px; }
.risk-gate > p { color: var(--muted); font-size: .92rem; margin-bottom: 18px; }
.risk-gate-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.risk-gate-grid .field--full { grid-column: 1 / -1; }
.risk-success { display: none; text-align: center; padding: 24px; background: #e9f7ef; border: 1px solid #bfe6cf; border-radius: 14px; color: #1f5d44; font-weight: 600; margin-top: 20px; }

@media (max-width: 620px) {
  .risk-search { flex-direction: column; }
  .risk-head { grid-template-columns: 1fr; justify-items: center; text-align: center; }
  .risk-summary .risk-band-pill { margin-top: 4px; }
  .risk-factors, .risk-gate-grid { grid-template-columns: 1fr; }
}

/* =========================================================
   RESOURCES DROPDOWN NAV
   ========================================================= */
.has-drop { position: relative; }
.has-drop > a::after { content: " ▾"; font-size: .78em; opacity: .65; }
@media (min-width: 1180px) { .has-drop > a::after { font-size: 1.05em; opacity: .85; } }
.dropdown { list-style: none; }
@media (min-width: 1180px) {
  .dropdown { position: absolute; top: calc(100% + 12px); left: -8px; min-width: 220px; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: 0 16px 38px rgba(20,17,15,.16); padding: 8px; display: none; z-index: 60; }
  .has-drop:hover > .dropdown, .has-drop:focus-within > .dropdown { display: block; }
  .has-drop::after { content: ""; position: absolute; top: 100%; left: 0; right: 0; height: 14px; }
  .dropdown li { padding: 0; border: 0; }
  .dropdown a { display: block; padding: 9px 12px; border-radius: 8px; font-size: .9rem; color: var(--ink-2); white-space: nowrap; }
  .dropdown a:hover { background: var(--sand); color: var(--ember-dark); }
}
@media (max-width: 1179px) {
  .dropdown { display: block; padding: 4px 0 2px 14px; }
  .dropdown li { border-bottom: 0 !important; padding: 6px 0 !important; }
  .dropdown a { font-size: .95rem; color: var(--muted); }
}

/* =========================================================
   FIRE MAP PAGE
   ========================================================= */
.fme-map-wrap { position: relative; }
#fme-map { width: 100%; height: 620px; border-radius: 16px; overflow: hidden; border: 1px solid var(--line); box-shadow: var(--shadow); z-index: 1; }
.map-legend { position: absolute; left: 16px; bottom: 16px; z-index: 500; background: rgba(255,255,255,.96); border: 1px solid var(--line); border-radius: 12px; padding: 13px 15px; box-shadow: 0 8px 20px rgba(20,17,15,.14); max-width: 235px; }
.map-legend b { display: block; font-size: .84rem; margin-bottom: 9px; color: var(--ink); }
.map-legend .ramp { height: 12px; border-radius: 6px; background: linear-gradient(90deg,#1a9850,#a6d96a,#fee08b,#fc8d59,#d73027); margin-bottom: 6px; }
.map-legend .ramp-labels { display: flex; justify-content: space-between; color: var(--muted); font-size: .72rem; }
.map-legend .tip { margin-top: 9px; color: var(--muted); font-size: .75rem; line-height: 1.4; }
@media (max-width: 620px) { #fme-map { height: 460px; } .map-legend { left: 10px; right: 10px; bottom: 10px; max-width: none; } }

/* =========================================================
   INSURANCE GUIDE + ACTIVE FIRES
   ========================================================= */
.notice { background: #fdf3e7; border: 1px solid #f0d8b8; border-left: 4px solid var(--gold); border-radius: 12px; padding: 16px 20px; font-size: .92rem; color: var(--ink-2); line-height: 1.55; }
.notice b { color: var(--ink); }

.fire-updated { display: inline-flex; align-items: center; gap: 8px; font-size: .85rem; color: var(--muted); margin-bottom: 4px; }
.fire-updated .dot { width: 9px; height: 9px; border-radius: 50%; background: #1f9d57; flex: none; }
.fire-list { display: grid; grid-template-columns: repeat(auto-fill, minmax(255px, 1fr)); gap: 16px; margin-top: 22px; }
.fire-item { background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--ember); border-radius: 12px; padding: 16px 18px; box-shadow: 0 4px 14px rgba(20,17,15,.05); }
.fire-item h3 { font-size: 1.02rem; margin-bottom: 8px; }
.fire-item .meta { font-size: .85rem; color: var(--muted); display: grid; gap: 4px; }
.fire-item .meta b { color: var(--ink); font-weight: 600; }
.fire-empty { background: #e9f7ef; border: 1px solid #bfe6cf; border-radius: 14px; padding: 26px; color: #1f5d44; font-weight: 600; text-align: center; margin-top: 20px; }
.fire-pill { display: inline-block; font-size: .72rem; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; padding: 3px 9px; border-radius: 6px; background: #fbe6da; color: var(--ember-dark); margin-bottom: 8px; }

/* =========================================================
   WILDFIRE HISTORY GUIDE — leaderboards
   ========================================================= */
.lboards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.lboard { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 22px 24px; box-shadow: 0 6px 20px rgba(20,17,15,.05); }
.lboard h3 { font-size: 1.05rem; margin-bottom: 14px; display: flex; align-items: center; gap: 9px; }
.lboard h3 svg { width: 22px; height: 22px; color: var(--ember); flex: none; }
.lboard ol { margin: 0; padding: 0; list-style: none; }
.lboard li { display: flex; justify-content: space-between; gap: 12px; align-items: baseline; padding: 9px 0; border-bottom: 1px solid var(--line); font-size: .9rem; }
.lboard li:last-child { border-bottom: 0; }
.lboard li .nm { color: var(--ink); font-weight: 600; }
.lboard li .nm small { display: block; color: var(--muted); font-weight: 400; font-size: .76rem; }
.lboard li .val { color: var(--ember-dark); font-weight: 700; white-space: nowrap; }
.records-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 980px) { .records-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 860px) { .lboards { grid-template-columns: 1fr; } }

/* =========================================================
   INDIVIDUAL FIRE PAGES
   ========================================================= */
.firepg-grid { display: grid; grid-template-columns: 1fr 320px; gap: 48px; align-items: start; }
.firepg-body > p.lead { margin-bottom: 20px; }
.firepg-body h2 { margin-top: 32px; margin-bottom: 10px; font-size: 1.5rem; }
.firepg-body p { margin-bottom: 14px; color: var(--ink-2); }
.firepg-side { position: sticky; top: 96px; }
.firepg-card { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 22px 24px; box-shadow: 0 6px 20px rgba(20,17,15,.05); }
.firepg-card h3 { font-size: 1.05rem; margin-bottom: 14px; }
.firepg-stat { display: flex; justify-content: space-between; gap: 14px; padding: 9px 0; border-bottom: 1px solid var(--line); font-size: .9rem; }
.firepg-stat:last-child { border-bottom: 0; }
.firepg-stat .k { color: var(--muted); flex: none; }
.firepg-stat .v { color: var(--ink); font-weight: 600; text-align: right; }
@media (max-width: 860px) { .firepg-grid { grid-template-columns: 1fr; gap: 30px; } .firepg-side { position: static; } }

/* =========================================================
   REGION / COUNTY PAGE ENHANCEMENTS
   ========================================================= */
.rstats { display: grid; grid-template-columns: repeat(4, 1fr); background: #fff; border: 1px solid var(--line); border-radius: 16px; overflow: hidden; box-shadow: 0 8px 26px rgba(20,17,15,.06); }
.rstat { padding: 22px 18px; text-align: center; }
.rstat + .rstat { border-left: 1px solid var(--line); }
.rstat .v { font-family: var(--serif); font-size: 1.6rem; color: var(--ember-dark); line-height: 1.05; }
.rstat .k { font-size: .76rem; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; margin-top: 8px; }
@media (max-width: 760px) { .rstats { grid-template-columns: repeat(2, 1fr); } .rstat:nth-child(3) { border-left: 0; } .rstat:nth-child(n+3) { border-top: 1px solid var(--line); } }

/* region service mini-cards */
.svcmini-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.svcmini { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); border-radius: 14px; padding: 22px; box-shadow: 0 4px 14px rgba(20,17,15,.04); transition: transform .15s ease, box-shadow .15s ease; }
.svcmini:hover { transform: translateY(-3px); box-shadow: var(--shadow); text-decoration: none; }
.svcmini .ic { width: 46px; height: 46px; border-radius: 12px; background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); display: grid; place-items: center; margin-bottom: 14px; box-shadow: 0 6px 16px rgba(184,56,23,.28); }
.svcmini .ic svg { width: 24px; height: 24px; color: #fff; }
.svcmini h3 { font-size: 1.02rem; margin-bottom: 6px; color: var(--ink); }
.svcmini p { font-size: .85rem; color: var(--muted); margin: 0 0 12px; flex: 1; }
.svcmini .go { font-weight: 700; font-size: .85rem; color: var(--ember-dark); }
.svcmini .go::after { content: " →"; }
@media (max-width: 980px) { .svcmini-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 520px) { .svcmini-grid { grid-template-columns: 1fr; } }

/* region town pins */
.townpin-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 14px; }
.townpin { display: flex; align-items: center; gap: 13px; background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 15px 18px; box-shadow: 0 4px 12px rgba(20,17,15,.04); transition: transform .15s ease, box-shadow .15s ease; }
.townpin:hover { transform: translateY(-2px); box-shadow: var(--shadow); text-decoration: none; }
.townpin .pin { width: 40px; height: 40px; border-radius: 50%; background: var(--sand-2); display: grid; place-items: center; flex: none; }
.townpin .pin svg { width: 21px; height: 21px; color: var(--ember); }
.townpin .nm { font-family: var(--serif); font-weight: 700; color: var(--ink); font-size: 1.02rem; line-height: 1.2; }
.townpin .nm small { display: block; font-weight: 600; font-family: var(--font); color: var(--ember-dark); font-size: .76rem; margin-top: 3px; }

/* =========================================================
   RECORDS STAT STRIP — mobile fix (.ig-stats.records-4)
   ========================================================= */
@media (max-width: 980px) {
  .ig-stats.records-4 { grid-template-columns: repeat(2, 1fr); gap: 0; }
  .ig-stats.records-4 .ig-stat { border-left: 0; border-top: 1px solid var(--line); padding: 20px 18px; }
  .ig-stats.records-4 .ig-stat:nth-child(1),
  .ig-stats.records-4 .ig-stat:nth-child(2) { border-top: 0; }
  .ig-stats.records-4 .ig-stat:nth-child(odd) { border-right: 1px solid var(--line); }
}
@media (max-width: 560px) {
  .ig-stats.records-4 { grid-template-columns: 1fr; }
  .ig-stats.records-4 .ig-stat { border-right: 0 !important; padding: 18px 16px; }
  .ig-stats.records-4 .ig-stat:nth-child(2) { border-top: 1px solid var(--line); }
  .ig-stats.records-4 .ig-stat .big { font-size: 1.8rem; }
}

/* =========================================================
   FIRE SPRINKLER PAGE — REDESIGNED SECTIONS (v34)
   ========================================================= */

/* How It Works — card columns with icon headers */
.hiw-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 40px; align-items: start; }
.hiw-col { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 32px 34px; box-shadow: 0 2px 14px rgba(20,17,15,.05); }
.hiw-col-head { display: flex; align-items: center; gap: 14px; margin-bottom: 20px; padding-bottom: 16px; border-bottom: 2px solid #fde8df; }
.hiw-col-ico { width: 42px; height: 42px; min-width: 42px; border-radius: 10px; background: #fff0e9; display: grid; place-items: center; }
.hiw-col-ico svg { width: 20px; height: 20px; color: var(--ember); }
.hiw-col h3 { font-size: 1.12rem; margin: 0; }
.hiw-col p { color: var(--ink-2); font-size: .93rem; line-height: 1.72; margin-bottom: 14px; }
.hiw-col p:last-child { margin-bottom: 0; }
@media (max-width: 780px) { .hiw-grid { grid-template-columns: 1fr; } }

/* Why Colorado — 1-column with full-width image */
.why-co-img { width: 100%; height: 440px; object-fit: cover; border-radius: var(--radius); display: block; margin: 28px 0 36px; }
.why-co-body { max-width: 820px; margin: 0 auto; }
.why-co-body p { color: var(--ink-2); line-height: 1.75; margin-bottom: 16px; }
.why-co-body p:last-child { margin-bottom: 0; }
.why-co-body a { color: var(--ember-dark); }
@media (max-width: 640px) { .why-co-img { height: 240px; } }

/* Process — vertical numbered timeline */
.proc-v { display: flex; flex-direction: column; margin-top: 48px; position: relative; max-width: 740px; margin-left: auto; margin-right: auto; }
.proc-v::before { content: ''; position: absolute; left: 25px; top: 52px; bottom: 52px; width: 2px; background: linear-gradient(to bottom, var(--ember), rgba(226,82,43,.15)); z-index: 0; }
.proc-v-step { display: flex; gap: 22px; align-items: flex-start; padding-bottom: 18px; position: relative; }
.proc-v-step:last-child { padding-bottom: 0; }
.proc-v-num { width: 52px; min-width: 52px; height: 52px; border-radius: 50%; background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); color: #fff; font-family: var(--serif); font-weight: 800; font-size: 1.2rem; display: grid; place-items: center; position: relative; z-index: 1; flex-shrink: 0; box-shadow: 0 0 0 5px #fde8df, 0 6px 16px rgba(184,56,23,.25); }
.proc-v-content { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px 26px; flex: 1; box-shadow: 0 2px 12px rgba(20,17,15,.05); }
.proc-v-content h3 { font-size: 1.08rem; margin-bottom: 8px; color: var(--ink); }
.proc-v-content p { color: var(--ink-2); font-size: .91rem; line-height: 1.65; margin: 0; }
@media (max-width: 600px) {
  .proc-v-num { width: 40px; min-width: 40px; height: 40px; font-size: 1rem; }
  .proc-v::before { left: 20px; }
  .proc-v-content { padding: 16px 18px; }
}

/* =========================================================
   CONTACT PAGE — 1-COLUMN REDESIGN (v35)
   ========================================================= */
.contact-info-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 44px; }
.ci-card { background: var(--sand); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px 18px; text-align: center; }
.ci-card .ci-ico { width: 44px; height: 44px; border-radius: 10px; background: #fff0e9; display: grid; place-items: center; margin: 0 auto 12px; }
.ci-card .ci-ico svg { width: 20px; height: 20px; color: var(--ember); }
.ci-card .ci-lbl { font-size: .73rem; text-transform: uppercase; letter-spacing: .09em; color: var(--muted); font-weight: 700; margin-bottom: 5px; }
.ci-card .ci-val { font-size: .92rem; font-weight: 600; color: var(--ink); line-height: 1.45; }
.ci-card .ci-val a { color: var(--ink); }
.ci-card .ci-val a:hover { color: var(--ember-dark); text-decoration: none; }
.contact-form-center { max-width: 580px; margin: 0 auto 52px; }
.contact-expect-wrap { max-width: 680px; margin: 0 auto; }
.contact-expect-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 22px; }
.cex-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 22px; }
.cex-num { width: 40px; height: 40px; border-radius: 50%; background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); color: #fff; font-family: var(--serif); font-weight: 800; font-size: 1.05rem; display: grid; place-items: center; margin-bottom: 14px; box-shadow: 0 4px 12px rgba(184,56,23,.22); }
.cex-card h3 { font-size: 1rem; margin-bottom: 6px; }
.cex-card p { color: var(--ink-2); font-size: .88rem; line-height: 1.55; margin: 0; }
@media (max-width: 860px) { .contact-info-row { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 620px) { .contact-expect-row { grid-template-columns: 1fr; } }

/* =========================================================
   FORM REDESIGN — icon cards + progress dots (v36)
   ========================================================= */
.fmc-hero-card { padding: 36px 40px; }
.fmc-header { display: flex; align-items: flex-start; gap: 16px; margin-bottom: 28px; padding-bottom: 22px; border-bottom: 1px solid var(--line); }
.fmc-badge { width: 48px; min-width: 48px; height: 48px; border-radius: 12px; background: linear-gradient(135deg, var(--ember-glow), var(--ember-dark)); display: grid; place-items: center; box-shadow: 0 6px 16px rgba(184,56,23,.25); }
.fmc-badge svg { width: 24px; height: 24px; color: #fff; }
.fmc-header h3 { font-size: 1.3rem; margin-bottom: 4px; }
.fmc-header .sub { color: var(--muted); font-size: .88rem; margin: 0; }

/* Step progress dots */
.fm-progress { display: flex; align-items: flex-start; margin: 0 0 28px; }
.fm-prog-step { display: flex; flex-direction: column; align-items: center; gap: 6px; }
.fm-prog-circle { width: 34px; height: 34px; border-radius: 50%; background: #eee; border: 2px solid var(--line); display: grid; place-items: center; font-family: var(--serif); font-weight: 700; font-size: .88rem; color: var(--muted); transition: all .25s; }
.fm-prog-circle.active { background: var(--ember); border-color: var(--ember); color: #fff; box-shadow: 0 4px 12px rgba(184,56,23,.3); }
.fm-prog-circle.done { background: #1f7a4d; border-color: #1f7a4d; color: #fff; }
.fm-prog-circle.done::before { content: '✓'; font-size: .8rem; }
.fm-prog-circle.done .fm-prog-n { display: none; }
.fm-prog-label { font-size: .68rem; font-weight: 700; text-transform: uppercase; letter-spacing: .07em; color: var(--muted); white-space: nowrap; }
.fm-prog-label.active { color: var(--ember-dark); }
.fm-prog-line { flex: 1; height: 2px; background: var(--line); margin: 16px 8px 0; transition: background .25s; }
.fm-prog-line.done { background: #1f7a4d; }

/* Section labels */
.fmq-section { margin-bottom: 18px; }
.fmq-label { font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: var(--ink-2); margin-bottom: 10px; }

/* Icon option cards — 2-col */
.fmopt-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
/* Icon option cards — 3-col */
.fmopt-grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.fmopt-card { position: relative; }
.fmopt-card input { position: absolute; opacity: 0; width: 0; height: 0; }
.fmopt-card label { display: flex; flex-direction: column; align-items: center; gap: 8px; padding: 18px 10px 14px; border: 1.5px solid var(--line); border-radius: 12px; cursor: pointer; font-size: .88rem; font-weight: 500; background: var(--sand); text-align: center; line-height: 1.3; transition: border-color .15s, background .15s, box-shadow .15s; }
.fco-svg { width: 26px; height: 26px; color: var(--muted); flex: none; transition: color .15s; }
.fmopt-card label:hover { border-color: #ffd2bf; background: #fff; }
.fmopt-card label:hover .fco-svg { color: var(--ember); }
.fmopt-card input:checked + label { border-color: var(--ember); background: #fff4ee; color: var(--ember-dark); font-weight: 600; box-shadow: inset 0 0 0 1px var(--ember); }
.fmopt-card input:checked + label .fco-svg { color: var(--ember); }
@media (max-width: 480px) { .fmopt-grid-3 { grid-template-columns: 1fr 1fr; } .fmc-hero-card { padding: 24px 20px; } }

/* =========================================================
   MOBILE FIXES (v37)
   ========================================================= */
@media (max-width: 640px) {
  .hero-badges { flex-direction: column; align-items: stretch; gap: 8px; }
  .badge { justify-content: center; font-size: .88rem; padding: 12px 20px; }
}