Home Ignition Zone Assessment

Wildfire Risk Assessment in Colorado

Before you spend a dollar on mitigation, know exactly where your home is vulnerable. Our wildfire risk assessment is a professional, on-site defensible space inspection scored to NFPA 1144. You get a photo-documented written report and a prioritized action plan, the same document your insurer, the Colorado tax credit and grant programs want to see. It's the smartest, lowest-cost first step you can take.

Licensed & Insured Crews Code-Compliant Work Documentation Included
Why It Matters

Stop guessing, get an objective score

Homeowners often spend on the wrong things: a new fence here, a few trimmed branches there, while an unscreened soffit vent or a bark-mulch bed in Zone 0 remains the real threat. A home ignition zone assessment replaces guesswork with an objective NFPA 1144 hazard score and a ranked list of what actually moves the needle on your property. That clarity saves money and saves homes.

We assess to the NFPA 1144 Home Ignition Zone standard and Colorado State Forest Service (CSFS) guidance, and our reporting aligns with Wildfire Partners and insurer expectations so the same document works everywhere you need it. The Colorado Division of Fire Prevention and Control provides additional guidelines used in our assessment framework. A completed assessment typically leads directly to work on defensible space and home hardening, the two highest-priority mitigation actions.

Wind-driven embers reaching a Colorado home at night
What You Receive

A report you can act on, and submit

Every assessment delivers a complete, photo-documented package built to NFPA 1144, an objective hazard score, a plain-language record of each vulnerability and a ranked plan you can act on yourself, hand to a contractor or submit to your insurer and grant programs.

NFPA 1144 hazard scoring

Objective rating of the home ignition zone, construction, vegetation, slope, access and fuels scored and benchmarked so you can track improvement over time.

Photo-documented written report

Every finding photographed and explained in plain language, a clear before-state record formatted for insurers, the CO tax credit and grants.

Prioritized action plan

Highest-impact, lowest-cost items ranked first with specific, doable steps, not vague advice. Use it yourself or hand it to any contractor.

Insurance & grant documentation

Supports non-renewal disputes and premium reviews, backs the Colorado 25% mitigation tax credit and aligns with Wildfire Partners certification.

A Colorado mountain home assessed for wildfire risk and defensible space
What We Inspect

The full home ignition zone

We evaluate the structure and the three defensible space zones radiating out from it.

The structure

Roof covering and edges, gutters, attic/soffit/gable/crawlspace vents, decks and under-deck areas, siding, eaves and window glazing, the ember-entry points that decide whether a home survives.

Inspecting the roof, vents and siding of a home's ignition zone

Zone 0 & immediate zone

The noncombustible five feet at the foundation and the area out to roughly 30 feet: mulch, plantings, woodpiles, attached fencing and anything that lets surface fire or embers reach the wall.

The immediate noncombustible zone around a home's foundation

Extended zone & fuels

Tree spacing, ladder fuels, crown continuity, beetle-kill and dead material out to 100+ feet, plus slope, driveway access for fire apparatus and outbuildings, the wildland-urban interface-scale factors that drive fire behavior.

Assessing tree spacing and fuels in the extended zone on a Colorado hillside
Our Process

How the assessment works

1

Schedule

We set a visit and gather basics about your home, lot and any insurance or grant deadlines you're working toward.

2

Inspect & score

On-site, we work the home ignition zone systematically, scoring to NFPA 1144 and photographing every vulnerability.

3

Report

You receive a written, photo-documented report with your hazard score and a prioritized, plain-language action plan.

4

Act

Tackle it yourself, hand it to a contractor, or let us match you with a vetted crew to complete the work, and submit the report for credits and insurance.

Funding

The document that unlocks your funding

A documented assessment supports the 25% Colorado wildfire mitigation tax credit (up to $625 per year), CSFS cost-share grants and Wildfire Partners rebates, and gives your insurer the proof they ask for.

See Insurance & Grants
CO Tax Credit
25%

Colorado wildfire mitigation tax credit on qualifying costs, up to $625 per year.

CSFS Grants
Grants

Colorado State Forest Service cost-share grants for defensible space and fuels work on private land.

Wildfire Partners
Rebate

Rebates and certification that align with the report, proof your insurer asks for.

FAQ

Risk assessment questions

What is a wildfire risk assessment?

A wildfire risk assessment is a professional, on-site evaluation of how likely your home is to ignite in a wildfire. We inspect the home ignition zone, score conditions against NFPA 1144, and deliver a photo-documented written report with a prioritized action plan you can act on or hand to a contractor.

How is the assessment scored?

We use NFPA 1144 methodology to score the home ignition zone, roof and construction materials, vents and openings, the immediate noncombustible zone, defensible space out to 100+ feet, access, slope and surrounding fuels. The result is an objective hazard rating, not a guess.

Will the report help with my insurance?

Yes. A documented assessment and the mitigation work that follows are exactly what carriers ask for during non-renewals and premium reviews. We format the report and photos so you can submit them to your insurer, for the Colorado wildfire mitigation tax credit and for Wildfire Partners certification.

What do you actually inspect?

The roof, gutters, vents, decks, siding and windows; the noncombustible five-foot Zone 0; vegetation and surface fuels through the intermediate and extended zones; trees, ladder fuels and beetle-kill; plus driveway access, slope and outbuildings. Everything is photographed and noted.

Is the assessment a good first step?

It's the ideal starting point. The assessment tells you exactly what matters most on your property so you spend money on the highest-impact work first, usually vents, Zone 0 and defensible space, rather than guessing. It's also the document insurers and grant programs want to see.

Know your risk before fire season. Book a wildfire risk assessment and get a clear, scored, photo-documented plan for protecting your home.
Book Your Assessment β†’
πŸ“ž Call Now Free Assessment